因被保险人故意，未申报或者错误申报运输货物的，对于该次货物运输发生海上保险事故造成的损失，保险人不承担赔偿责任，但是有权收取保险费。
第十三条 船舶抵押权的设立、变更、转让和消灭，应当向船舶登记机关登记；未经登记，不得对抗善意第三人。
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Side note: submodules are not well supported by most programming languages, but often can be emulated (e.g. by namespaces).
Walker observed a modest but rising share of management teams explicitly mentioning AI when discussing hiring freezes or layoffs. The companies that discussed AI in the context of their workforce reduced their job openings by 12% over the past year, a steeper drop than the 8% reduction seen across all companies. While the current correlation between AI adoption and broad labor market outcomes remains small and statistically insignificant, Goldman’s baseline forecast is that 6% to 7% of workers—roughly 11 million jobs—will eventually be displaced by AI automation over the long term.